
Financing,Rebates and Warranty
Whether it’s electrical, solar, or air conditioning, we make every part of the process smooth from start to finish. Our team connects you with the best financing options, helps secure available rebates, and backs our work with strong warranties for lasting peace of mind. Everything is handled and coordinated for you, so your project runs seamlessly and you can focus on what matters most — enjoying more time in the water and less time worrying about the details.
Financing Availablefor All Projects
Whether you're upgrading your electrical system, installing a new A/C, or investing in solar, Oahu Electric & Air (OEA) offers flexible financing options to fit your budget.
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Wisetack is built directly into our system, making it easy to apply with just a few clicks during your estimate or invoice—perfect for most electrical and A/C jobs.
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For larger projects, Acorn Finance offers extended terms and multiple lender options, giving you the freedom to choose what works best.
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Fast approvals.
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No prepayment penalties Soft credit checks only.

Wisetack
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Fast, flexible financing built into your estimate/invoice
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Options include:
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0% APR for 3–12 months (on approved credit)
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Low monthly payments for up to 60 months
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Soft credit check only
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Customers apply directly from the emailed invoice or link
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Great for quick approvals under 60 seconds

Acorn Finance
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Marketplace-style financing — shows multiple lender offers
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Customers can compare rates and terms
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Loan terms from 12–144 months
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Amounts from $1,000 to $100,000
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Soft credit check during pre-qualification
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Especially useful for larger jobs (e.g. full rewires, A/C systems, generators)
Rebates
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Hawaii Energy NEW INCREASE UP TO $550 PER UNIT INSTANT REBATE
Mini-split air conditioners with Variable Refrigerant Flow (VRF) technology is an energy-saving cooling solution for your multi-room home. Right now, you can get these rebates (below) on the installation of each qualifying unit* when it’s installed by a participating contractor. Homes needing more than one unit may qualify for more than one rebate!*A qualifying mini-split unit must include a condenser.


Central AC Retrofit
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$1,250 INSTANT REBATE
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Tax Credit Available*
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Have an older central air conditioner? Consider replacing your system with one that uses 30-50% less energy. Receive a rebate toward qualifying central air conditioning retrofits when it’s installed by a participating contractor.
*All rebates will be handled on clients behalf and reflected on invoice.

Mini-Split VRF A/C
ENERGY STAR® certified air conditioners use up to 15% less energy than conventional models. That’s a savings of about $67 per year, per unit on your electric bill.
Get an instant, in-store rebate on qualifying ENERGY STAR window ACs when purchased from a participating retailer. No forms necessary, your rebate is reflected in the purchase price!
$25 INSTANT REBATE for qualifying standard models at Home Depot and Lowes.
$45 REBATES for dual inverter type
*All rebates will be handled on clients behalf and reflected on invoice
Warranty
We stand behind our work with dependable warranty protection on all services. Below is a breakdown of our warranty coverage by service type:

Electrical Work
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1-Year Labor Warranty on all new electrical installations and replacements
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Covers defects in workmanship and installation
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Includes panel upgrades, circuit installations, lighting, EV chargers, and subpanels
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We will repair or correct any issues resulting from our labor at no charge during the warranty period
Warranty does not cover:
Existing wiring or components not installed by OES
Fixtures, devices, or materials not purchased through OES (we do not warrant third-party materials, but we do guarantee our work installing them)
Failures due to misuse, improper use, overloading, tampering, or environmental damage (e.g., flooding, rust, pests)
Electrical Work
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1-Year Labor Warranty on all new electrical installations and replacements
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Covers defects in workmanship and installation
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Includes panel upgrades, circuit installations, lighting, EV chargers, and subpanels
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We will repair or correct any issues resulting from our labor at no charge during the warranty period
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Warranty does not cover:
Existing wiring or components not installed by OES
Fixtures, devices, or materials not purchased through OES (we do not warrant third-party materials, but we do guarantee our work installing them)
Failures due to misuse, improper use, overloading, tampering, or environmental damage (e.g., flooding, rust, pests)

Air Conditioning
Labor Warranty
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1-Year Labor Warranty on all A/C system installations
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Up to 3-Year Labor Warranty available with enrollment in our A/C Maintenance Program
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Includes annual inspections, coil cleaning, refrigerant checks, and performance verification
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Equipment Warranty
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Manufacturer warranties typically range from 10 to 12 years
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Includes parts such as compressors, coils, and control boards
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Specific coverage depends on brand (e.g., Mitsubishi, Daikin, Fujitsu)
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We assist with warranty registration and facilitate claims if needed
Labor warranty extensions apply only while the maintenance agreement remains active.

Solar Systems
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10-Year Workmanship Warranty on all solar PV installations by OES
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25-Year Panel Manufacturer Warranty
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Covers production output, typically guaranteeing at least 80–85% efficiency over 25 years
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Inverter Warranty: 10–12 years depending on brand (Enphase, SolarEdge, etc.)
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We handle all warranty submissions for inverters, panels, and racking systems installed by our team
Warranty void if system is tampered with, modified, or damaged by third parties, weather events, or improper maintenance.

